Your Finance Adviser - Home Loan Expert, Broker in Australia

The property market in Australia is on the rise nowadays. However, there are still many people in this country that are searching for a house they can move straight into and make their home. For such home seekers, the option of applying to an owner-occupied home loan can prove to be really beneficial and helpful.    The owner-occupied home loans are designed for the people who plan to live in the home for which the loan is required. This loan can be used by the borrowers to purchase an existing home, build a new property, or renovate an established one.   Owner Occupied Loans vs Investment Loans  There is a huge difference between an owner-occupied home loan and an investment loan. This difference depends entirely upon the intention of how the borrower intends to use the property purchased from the loan. When the borrower buys a house, apartment or flat with the intent of living in it, it is considered as owner occupied property and if the borrower plans to rent/lease or sell the prop

Commercial property loans  are be coming increasingly trending in Australia.  Many business persons and  people are using this loan to  purchase a commercial property. The property brought from this  loan is used to generate profit for the buyer, either in the fo r m  of  capital gain or rental income.  The  borrow ed amount  earns interest at a fixed or variable rate and need s  to be repaid in full before the completion of the loan term .    There are several lenders and financial institutions in Australia that offer   commercial property loans   to the customers.  The   funding  of  finance  provided by this loan can be used to  purchase of a wide range of commercial properties, such as:   Factories   Warehouses   Office spaces   Retail outlets   Shopping  centers   Industrial sites   Residential unit blocks   Accommodation (hotels, motels, resorts, caravan parks etc.)   Restaurants and pubs   Childcare  centres   Features of commercial property  loans   Commercial property loans co